Plan your raise
The hardest part of an indie pitch isn't the number — it's explaining how the money is structured and how investors get it back. Build your raise from real instruments — equity, incentive loans, pre-sales, gap, deferrals — with guidance on what to say to each stakeholder. See the gap, model the recoupment waterfall, and generate a deal memo, term sheets, and draft contracts to take to your attorney.
We're financing a CZK 1,200,000 film with CZK 600,000 of investor equity, alongside CZK 350,000 in incentives and soft money, CZK 300,000 in pre-sales and CZK 150,000 of gap financing. Equity covers 50% of the budget, and the plan is fully financed.
Investor money is structured to be returned first. After the sales agent's 15% commission and the senior loan, investors recoup their capital at 120% — that's CZK 720,000 on CZK 600,000 in — before any profit is split. After recoupment, profit is shared 50% to investors / 50% to the production.
At our base case of CZK 2,160,000 in receipts, investors fully recoup and earn a 1.91× cash-on-cash return (CZK 1,144,000). The break-even for your investors is CZK 1,162,353 in receipts — anything above that is upside.
Enter receipts that flow back to the production (after platforms/exhibitors). Break-even for your investors is CZK 1,162,353.
This is an estimate, not advice.
Every number here is an estimate generated from published program rules and your inputs. Programs change with each legislative session, and qualification depends on details a calculator can't see. This is not tax, legal, or financial advice. Before you make a financing decision, confirm everything with the state film office and a qualified CPA and entertainment attorney.
Generate a deal memo, per-tier term sheets, and template contract drafts from your plan — ready to bring to an attorney. Fill in the basics (or leave blank for [placeholders]).
> **INFORMATIONAL DRAFT — NOT LEGAL, TAX, OR FINANCIAL ADVICE** > > This document was generated from your inputs as a starting point for discussion only. It is not legal, tax, securities, or financial advice, not an offer to sell securities, and not a binding agreement. Offering investments is regulated — securities laws may require specific disclosures, exemptions, and filings. Have a qualified entertainment attorney and CPA review and prepare the final documents before you share them, raise money, or sign anything. # Financing Memo — *[PROJECT TITLE]* **Production entity:** [PRODUCTION COMPANY, LLC] **Prepared by:** [PRODUCER NAME] **Date:** 2026-07-28 **Total budget:** CZK 1,200,000 (CZK) ## 1. Overview [PRODUCTION COMPANY, LLC] is financing *[PROJECT TITLE]*, a CZK 1,200,000 production. The raise combines CZK 600,000 of investor equity, CZK 350,000 of incentives/soft money and additional sources detailed below. The plan is fully financed. ## 2. Sources & uses (capital stack) | Tier (first repaid → last) | Instrument | Amount | % of budget | Position & terms | | --- | --- | ---: | ---: | --- | | Gap loan | Gap loan | CZK 150,000 | 13% | Repaid from revenue; All-in financing cost ~12% | | Pre-sale / minimum guarantee | Pre-sale / minimum guarantee | CZK 300,000 | 25% | Not from revenue (soft/pre-sold) | | Tax-credit / incentive loan | Film incentive (cash-flowed) | CZK 350,000 | 29% | Not from revenue (soft/pre-sold); Advance net of ~8% financing cost; repaid by the incentive | | Cast / crew deferral | Cast / crew deferral | CZK 100,000 | 8% | Repaid from revenue | | Common equity | Common equity | CZK 600,000 | 50% | Repaid from revenue; Recoupment at 120% of capital before profit split | | **Total raised** | | **CZK 1,500,000** | **125%** | | ## 3. How investors get paid back (recoupment waterfall) Receipts that return to the production are applied in this order: 1. **Sales agent commission & expenses** — 15% of receipts. 2. **Senior debt** — loans repaid with their financing cost. 3. **Deferments** — deferred cast/crew fees. 4. **Equity recoupment** — investors recover their capital at a premium before any profit split. 5. **Net profit split** — 50% to investors / 50% to the production. ## 4. Projected returns (illustrative) - **Investor break-even:** CZK 1,162,353 in receipts to fully recoup the equity (incl. premium). - **Base case (CZK 2,160,000 receipts):** investors fully recoup, a 1.91× cash-on-cash return (CZK 1,144,000 on CZK 600,000). _Projections are illustrative only and depend on sales that cannot be guaranteed._ ## 5. Key risks - Independent film is high-risk; investors may lose some or all of their capital. - Sales estimates are not guarantees; actual receipts may be lower. - Incentive payments depend on meeting program rules and audit. - Schedules and budgets can change; a completion bond may be required by lenders. --- _[PROJECT TITLE] — generated 2026-07-28. Informational template only — not legal, tax, or securities advice. Have an entertainment attorney and CPA review before use._